Service Agreement | Terms of Use | Privacy Policy | Consumer Rights

IMPORTANT DISCLAIMER: Any credit scores, score changes, or available plus points shown or inferred, are estimates only. Individual results may vary, and results are not guaranteed.

Vantage Scores® is the 3rd party provider of the scores reflecting in the client portal, Vantage Scores® 3.0 is the score formula shown, and they are only intended to educate consumers. 

Credit Lenders, Auto Finance Lenders, and Mortgage Lenders use many different credit scoring systems. 

Vantage Scores® are not the same as FICO® Scores. Consumers should know that 90% of top lenders use specific FICO® Score versions to determine final loan approval.

ScoreBuilder® is an individual communications tool using our patented Action Button where requests submitted by a user are sent direct-to-creditor customer service.

ScoreBoost™ is a payment and spending simulation based on credit utilization from TransUnion®, Experian® and Equifax®.

*Identity Fraud Expense Reimbursement is provided under a Blanket Policy issued to Consumer Direct®, Inc. by Voyager Indemnity Insurance Company, an Assurant Specialty Property company.

ATTENTION: Service Fees will reflect as: Consumer Protection Systems, LLC dba iCreditHelp on your financial institution, banking, or payment card on file. 

iCreditHelp

Copyright 2022 | All Rights Reserved